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Guaranteed Issue Whole Life Insurance

Skip the medical questions and exams.  If you have been previously declined or don't think would qualify for Life Insurance Coverage because of pre-existing conditions, then Guaranteed Issue Life Insurance may be the right choice for you.

What is Guaranteed Issue Whole Life Insurance?

Guaranteed Acceptance

Guaranteed Issue Life Insurance is a type of Whole Life Insurance policy that does not require you to answe any health questions or undergo a medical exam.  In some cases, you may have heard of it as "Guaranteed Life Insurance." This is ideal for those who have pre-existing conditions who have been declined coverage by other insurance companies.

How does Guaranteed Issue Whole Life Insurance Work?

Guaranteed Issue Whole Life Insurance is a life insurance policy designed to help cover immediate expenses like medical bills, credit card debt, or funeral costs.  It can also help protect your loved ones from future financial burdens.

With Guaranteed Issue Whole Life Insurance, you cannot t be turned down for health reasons, and you can receive permanent life insurance without having to qualify for coverage based on your health. The benefits from Guaranteed Issue whole life insurance can lend a helping hand for your loved ones during a difficult time.

Features of Guaranteed Issue Whole Life Insurance

  • Guaranteed Acceptance
  • No Medical Exam
  • For ages 48 to 80
  • Up to $25,000 in Coverage
  • Living Benefits are included - at NO EXTRA COST (Subject to State Approval)
  • Required premium payments Stop at or Before Age 90

 

Contact Us.

Let's talk and we will show you your life insurance options with the coverage you need and is within your budget.

Our Trusted Partners

We work with over 40+ of the A-rated insurance carriers.  These include: American Amicable, Americo, Corebridge (formerly AIG), F&G, Foresters, Mutual of Omaha, United Home Life, SBLI, Transamerica, and many more.

If you were previously declined for life insurance coverage, we will be able to find another life insurance company that you will qualify with.